A mortgage is about more than just an interest rate—it’s a deeply personal journey. At Gold Star Mortgage, we see more than a set of numbers. We see you.
We believe in real connections, taking the time to truly listen to your goals and dreams before crafting a mortgage tailored just for you. The best homeownership experiences are built on understanding, trust, and a shared vision for your future.
At Gold Star Mortgage, we architect innovative custom home loan solutions and strategies that allow you to optimize your wealth while relieving your stress throughout your many years of home ownership.
Experience a personalized, consultative approach that delivers mortgage solutions tailored to your unique situation.
Work with an experienced mortgage professional to develop financial strategies that optimize wealth through homeownership.
Find the flexibility you need in our diverse range of residential loan products.
Establish a lasting relationship with your lender for ongoing access to trusted advisors and home improvement resources.
Enjoy competitive mortgage rates that make your homeownership journey more affordable and accessible.
Count on the highest level of integrity, transparency, and honesty throughout your mortgage process.
Our commitment to you goes beyond a transaction. With us, you’ll find an empathetic and trusted partner who is with you every step of the way, one with a deep understanding of the challenges homeowners face, ensuring you feel supported and confident in every decision you make before and after the mortgage process.
Producing Branch Manager
NMLS #1195440
Mike Richardson, Producing Branch Manager at Gold Star Mortgage, is a top-performing professional with a mortgage license since 2014. Recognized as a Top 1% Mortgage Originator for seven years, he has earned multiple accolades, including first-place rankings in local categories like Best Lender and Best Mortgage Company.
Loan Originator – Inside Sales
NMLS #2015989
As a lending professional at Gold Star Mortgage, Becky helps clients navigate the changing mortgage market to find the right loan. For buying, refinancing, or building a dream home, she offers personalized guidance and attention. Clients can apply online or set up an appointment for immediate assistance.
Loan Originator – Inside Sales
NMLS #1965986
Loan Originator – Outside Sales
NMLS #1819948
Jose Espana is a dedicated community supporter, family man, and first-generation Mexican American. As a branch manager, he leads a team of mortgage experts with compassion, helping clients achieve secure, confident homeownership. A coach and active community member, Jose is recognized for his leadership and volunteerism.
Discover valuable insights about your local housing market by speaking with a Gold Star Mortgage expert.
We are a proactive, innovative team dedicated to crafting tailored solutions for clients, collaborators, and staff, while ensuring exceptional experiences every time. Our team is defined by authenticity and diligence; we pursue perfection relentlessly, never settling for less. Excuses are not our style; we push boundaries and aim higher—and our results speak for themselves.
The benefits of a career at Gold Star Mortgage:
We actively support our community by sponsoring and donating to numerous events, non-profit organizations, and charities. For us, it’s all about our community and the people who live in it.
Renown Children’s Hospital is northern Nevada’s only dedicated pediatric hospital, offering 24/7 emergency care and specialized services for kids of all ages.Gold Star Mortgage proudly supports Renown through our annual Biggest Little Classic golf tournament, with all proceeds benefiting local children and families in need.
Big Brothers Big Sisters of Northern Nevada creates life-changing mentorships for local youth, helping them realize their full potential through strong, positive relationships.Gold Star Mortgage is a proud sponsor of their annual Big Chefs Little Galas, supporting this impactful organization and the incredible work they do for our community’s next generation.
Gold Star Mortgage Reno is a proud sponsor of the Starting 5 Lounge, supporting Wolf Pack Athletics and the student-athletes who represent the University of Nevada with pride. We’re committed to investing in our local community—on and off the court. Go Pack!
